Terms & Conditions

1. Introduction
Welcome to the website of Ocean Producers Group (‘Company’, ‘we’, ‘us’, ‘our’). These Terms and Conditions are a legally binding agreement between you and the Company. By using our website www.oceanproducersgroup.com (the ‘Website’), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you should not access or use the Website.

2. Intellectual Property Rights
All content on the Website: text, graphics, logos, images, audio clips, video, data, software, documentation or other information is the property of the Company and is protected by copyright laws. You may only use the Website for your personal and non-commercial use.

3. Compliance with Laws and Regulations
Your use of the Website and our services is subject to all applicable local, state, national and international laws and regulations, including but not limited to those governance the financial industry, insurance industry, and data protection. You agree to comply with all such laws and regulations in your use of the Website and our services.

4. Privacy and Protection of Personal Information
Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and disclose information from our users. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

5. Use Restrictions
You may not use the Website in a way that:

• Is illegal or promotes illegal activity
• Harms, abuses, harasses, threatens or intimidates others
• Contains or distributes viruses or any other harmful computer code
• Infringes the intellectual property rights of others
• Scrapes, data mines, or uses similar data gathering and extraction methods on the Website.

6. Limitation of Liability
Under no circumstances, including negligence, shall the Company, its employees, directors, officers, agents, or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Website.

7. Termination
We reserve the right to terminate your use of the Website if you violate these Terms and Conditions, or any rules or guidelines posted on the Website, or for any other reason in our discretion.

8. Changes to These Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Your use of the Website following any such modification constitutes your agreement to follow and be bound by the Terms and Conditions as modified.

9. Governing Law
These Terms and Conditions and your use of the Website are governed by and construed in accordance with the laws of the jurisdiction in which the Company operates.

10. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:

Ocean Producers Group
120 Madison Street Suite 810
Syracuse, NY 13202
(315) 396-0083